Do I have to be injured at work to be covered by California
A. No. However, your injury must be
job-related in order to be covered by Workman's Compensation.
Your injury may happen while doing work related activities. For
example, you could be running work related errands, traveling on
business or job functions and be injured, that injury would be
covered unless you were traveling to and from work.
What benefits do I get if I am injured while on the job?
A. Workers compensation insurance provides
replacement income for the income lost, medical expenses and
some rehabilitation benefits including: job training, vocational
schooling or job placement assistance.
If you are temporarily unable to work, you should receive
two-thirds of your average wage non-taxable (up to a fixed
If you are permanently disabled, you may receive long-term or
lump sum benefits that vary with different injuries.
I trust a doctor provided by my employer?
A. It is reasonable to believe that
leaving it up to the Insurance company and your Employer may not
be in your best interest. It is best to choose your own doctor.